Premium Only Plans As a Strategy to Cope With Unnecessary Rising Healthcare Premiums

As the ACHA's effect on healthcare prices are still, for the most part, unknown, health insurance providers nationwide have been stockpiling massive amounts of surplus revenue while continuing to raise the cost of healthcare premiums. On the employer end, the IRS section 125 premium only plan is one of the tools available for managing the effect this circulating issue has on their finances. As insurance providers maintain their surplus funds and premium prices rocket, employers can use POP plans to negate the rising costs by allowing their employees to apply their premium contributions with tax-free dollars...

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